Your Licensed Insolvency Trustee in St. John's

Are you having financial problems?

Are you unable to pay your bills?

Do you need an insolvency trustee in St. John’s?

If you are unable to make your payments to your creditors, Noel R. Andrews & Associates Inc. can help you ease the burden of your financial crisis. We offer a full range of insolvency services to individuals, including:

Our small firm is located in St. John’s, Newfoundland. You’ll find a friendly and personable atmosphere at our office. We understand that the stress of debts and the looming possibility of bankruptcy can take its toll on anyone; that’s why we try to keep you well informed about all your insolvency options. You won’t ever be left in the dark. If you have any questions, we can answer them without hesitation. You may also benefit from reading our frequently asked questions. Trust us to ensure the utmost in privacy and discretion when handling your financial problems.

For a FREE confidential consultation, please call us.

Noel R. Andrews CIRP, CFE Trustee

Our trustee has 32 years of experience in personal bankruptcy and consumer proposals. He is president of the company Noel R. Andrews & Associates Inc., which was established in 1995.

Professional Affiliations

  • Chartered Insolvency and Restructuring Professional (CIRP)
  • Certified Fraud Examiner (CFE) Trustee

What is Insolvency?

The simplest explanation of insolvency is that you are unable to pay your debts. This goes beyond a few lean months. Before getting involved in insolvency proceedings, individuals or businesses have likely already been involved in informal arrangements with creditors, such as making alternative payments. Contrary to what many believe, insolvency is not the same as bankruptcy. Insolvency is simply when total liabilities exceed total assets. Bankruptcy is an actual court order that states how insolvent a person or business is. 

How Can a Licensed Insolvency Trustee help? 

A licensed insolvency trustee is an individual who is licensed by the Superintendent of Bankruptcy in Canada to administer proposals for bankruptcies and manages assets that are held in a trust. They are able to give information to a debtor and advice about the bankruptcy process. They are able to make sure that the rights of both the debtor and the creditor are respected.

For more information, contact the licensed insolvency trustee at our St. John's office today. 

Contact Information

St. John’s Area Phone: 709-722-5741
Toll Free: 1-800-285-8870
After Business Hours: 709-682-3825


131 Lemarchant Road

St. John's, NL, A1C 2H3

Service Area



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