Manage Bankruptcy in St. John's and Anywhere in Newfoundland and Labrador with Noel R. Andrews & Associates Inc.

Personal bankruptcy is a legal process designed to help people who find themselves in serious financial difficulty. It is usually the last resort for dealing with financial problems.


In order to qualify for personal bankruptcy, an individual must meet the following criteria:

  • Owe at least $1,000.
  • Be insolvent. This means that your debts are greater than the value of your assets.
  • Be unable to meet your debts as they become due.

If a personal bankruptcy seems to be your only choice, it will stop the creditors from calling you and demanding payment or garnishing your wages.

If this sounds like your situation, you can speak with our Licensed Insolvency Trustee, Noel Andrews, who has 33 years of experience in helping people like you. Please call 709-722-5741 or 1-800-285-8870. This consultation is free of charge.

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